April 11, 2026

ZkSync integrates Phylax for compliant bank deposit token infrastructure

Cango Inc. Releases 2025 Letter to Shareholders

ZkSync has become the infrastructure layer for bank deposit tokens through its Phylax runtime invariants, which enable compliance at the execution level prior to any state changes. This innovation addresses concerns that prevented banks from engaging with decentralized finance (DeFi), as it mitigates risks associated with routing transactions through sanctioned protocols. With a possibility that 2-3 regional banks may issue over $1 billion in deposit tokens on this platform by the end of 2026, zkSync could emerge as the settlement layer for compliant tokenized money. The announcement of a first named bank partner serves as an important validation of the zkSync-Phylax stack, indicating its practicality in real-world applications.

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