March 3, 2026

US credit card debt soars to record $1.25 trillion

US credit card debt soars to record $1.25 trillion

Total outstanding credit card balances in the United States have reached a record high of approximately $1.25 trillion, nearly doubling from about $660 billion in 2013. This surge is attributed to Americans increasingly relying on credit cards to manage rising living costs amid ongoing inflationary pressures. Experts have noted that the ballooning credit card debt reflects broader economic challenges, as wage growth has not kept pace with escalating expenses.

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