April 22, 2026

U.S. Senate housing bill includes CBDC ban

Aave governance dispute escalates as ACI and Aave Labs publish dueling reports

The U.S. Senate has included a ban on central bank digital currencies (CBDCs) in its housing reform bill, which aims to streamline zoning and permitting processes to enhance residential construction across the country. This move aligns with Senate Republicans’ ongoing focus on restricting CBDCs, fueled by discussions surrounding Federal Reserve independence that gained momentum during the Trump administration. Lawmakers also highlighted privacy concerns, pointing to potential surveillance risks associated with implementing a U.S. retail CBDC as a critical reason for the prohibition.

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