Financial Innovation

14 hours ago

4 Key Bitcoin DeFi Applications Redefining Finance

Discover four core Bitcoin DeFi applications transforming how value is stored, traded, and borrowed. This listicle breaks down each use case, how it works, key risks, and what it means for everyday users.

20 hours ago

Big banks want to freeze innovation. History says that’s a mistake

Global banks are lobbying to slow Bitcoin and fintech disruption, warning of instability. Yet history shows blocking breakthrough technologies only delays progress and leaves incumbents on the wrong side of innovation.

January 14, 2026

Crypto Wallets Can ‘Directly Compete With Neobanks’

As crypto wallets add payments, yield and on‑ramps, they’re evolving from simple asset vaults into full financial hubs, positioning themselves to directly challenge neobanks for everyday users.

January 13, 2026

Franklin Templeton adapts money market funds for US stablecoin rules

Franklin Templeton is reshaping its tokenized money market funds to align with new US stablecoin regulations, moving products onto Coinbase’s Base network to improve compliance, liquidity, and investor access.

January 12, 2026

Florida Lawmakers Renew Push to Launch State Bitcoin Reserve

Florida lawmakers are renewing efforts to establish a state-run Bitcoin reserve, framing it as a hedge against inflation and federal policy while raising questions over volatility and fiscal risk.

January 10, 2026

Michael Saylor meets with Senator Jim Justice to discuss digital assets

Microstrategy’s Michael Saylor met with West Virginia Governor Jim Justice to discuss digital assets, exploring Bitcoin’s role in economic growth, innovation policy, and the state’s long‑term financial strategy.

January 10, 2026

Barclays Invests in Ubyx to Advance Digital Money Connectivity

Barclays has invested in Ubyx to strengthen digital money connectivity, aiming to enhance cross-border payments, improve transaction efficiency, and support innovation in the rapidly evolving fintech ecosystem.

January 9, 2026

VTB Pushes to Open Russia’s First Bank-Run Bitcoin Trading Desk …

VTB is seeking regulatory approval to launch Russia’s first bank-run Bitcoin trading desk, a move that could legitimize crypto trading in the country and test Moscow’s evolving stance on digital assets.

January 6, 2026

CFTC Launches Pilot Program Allowing Bitcoin To Be Used as …

The CFTC has launched a pilot program allowing Bitcoin to be used as a regulated financial instrument, marking a key step toward mainstream adoption and potentially reshaping oversight of digital asset markets.

January 1, 2026

AI Detects Bitcoin Payment Growth as Digital Currencies Reshape Global Finance

AI tools reveal a sharp rise in Bitcoin payment activity, underscoring how digital currencies are moving from speculation to everyday use and accelerating the shake‑up of global finance.