February 26, 2026

Open Coverage introduces new ERC standard for DeFi lending

Open Coverage introduces new ERC standard for DeFi lending

Open Coverage, a new ERC standard, has been introduced to address the ongoing tradeoffs in DeFi lending, where over-collateralized models lead to inefficiencies and under-collateralized models pose risks related to defaults. This innovative standard aims to guarantee principal amounts on-chain automatically, presenting a potential solution to the challenges in DeFi lending. Recent ERC standards have focused on enhancing security and efficiency within lending protocols, making this development particularly timely.

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