Mastercard’s Decision Intelligence Pro, an advanced fraud detection platform, utilizes recurrent neural networks to analyze 160 billion transactions annually, delivering fraud risk scores in under 50 milliseconds and handling surges of up to 70,000 transactions per second. This sophisticated system treats fraud detection as a recommendation problem, focusing on identifying transaction patterns that align with typical consumer behavior while separating them from fraudulent activities. The platform leverages anonymized data to comply with regional laws yet maintains the ability to apply global patterns to local decisions efficiently. Additionally, Mastercard uses honeypots to engage cybercriminals, allowing them to map global fraud networks by identifying and connecting mule accounts to legitimate ones.
Mastercard’s Decision Intelligence Pro analyzes 160B transactions in under 50 ms
