February 24, 2026

Figure tokenizes $20B in home-equity loans to boost market efficiency

Figure tokenizes $20B in home-equity loans to boost market efficiency

Figure is leveraging blockchain technology to tokenize home-equity loans, aiming to reduce costs and enhance efficiency in the financial sector, with a current portfolio of $20 billion in loans. This initiative comes amid growing interest among institutional players in tokenized real estate debt, which offers improved liquidity and accessibility. The movement towards blockchain tokenization not only facilitates instant settlement and fractional ownership but also integrates real-world assets into decentralized finance ecosystems, aligning with industry trends towards efficiency and modernization in lending practices.

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