February 10, 2026

Federal Reserve to launch ‘skinny master accounts’ amid stalled crypto legislation

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Federal Reserve Governor Christopher Waller announced the central bank’s plan to introduce “skinny master accounts” by the end of the year, despite ongoing delays in broader cryptocurrency regulation. These accounts would offer limited access to the Fed’s payment systems, excluding benefits like interest on balances and the ability to borrow funds, to manage risks while still fostering innovation in digital assets. The initiative continues as efforts in Washington to pass comprehensive crypto market legislation have stalled due to opposition over ethical concerns, particularly related to political ties, and lack of consensus among lawmakers.

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