March 3, 2026

Commonwealth report reveals 167% rise in low-income investors since 2020

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A recent report from the BlackRock Foundation and Commonwealth reveals that the number of low- and moderate-income Americans investing has surged 167% since 2020. This increase is attributed to factors such as improved access to investment information, user-friendly online brokerages, and additional cash from Covid-19 stimulus packages. Despite ongoing affordability concerns due to elevated consumer prices, many in this income bracket have managed to invest, with a significant percentage starting in the past five years. Supporting this trend, President Donald Trump announced a retirement plan that includes government matches for workers without access to employer retirement plans, aimed at assisting them in participating in capital markets.

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